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My Max
umbrella company

The umbrella that covers it all

An umbrella company is the simplest way to get paid for most contractors. The umbrella company employs contractors carrying out short-term assignments and makes Pay As You Earn (PAYE) and National Insurance contributions - so no unexpected tax bills.

You get a consistent employment record (handy for mortgage and loan applications) and access to entitlements like a workplace pension, holiday pay and maternity / paternity pay. In short, all the benefits of continuous employment as a contractor, without the admin of running your own limited company.

Reasons to choose My Max

The best of both worlds. All the freedom of contracting with the benefits of continuous employment.

Continuous employment
Holiday pay and workplace pension
Statutory payments

Continuous employment

A continuous employment record, helpful for securing that loan or applying for a mortgage.

Continuous employment

Holiday pay and workplace pension

Accrue holiday pay and take advantage of pension schemes.

Holiday pay and workplace pension

Statutory payments

Access to benefits like statutory sick pay and paternity/maternity pay.

Statutory payments
Allowable expenses
£20m in insurance cover
Loyalty scheme membership

Allowable expenses

If you are not subject to supervision, direction and control, or you are travelling to multiple sites on a regular basis, you may be eligible to claim tax relief on your allowable business expenses.

Allowable expenses

£20m in insurance cover

£10m employers’ liability, £5m public liability and £5m* professional indemnity insurance cover. *There is a limit below £5m for certain sectors.

£20m in insurance cover

Loyalty scheme membership

Each month, three lucky contractors are drawn at random to win prizes worth hundreds of pounds.

Loyalty scheme membership

My Max rewards

A phenomenal range of discounts and cashback from over 7,000 retailers.

  • 15% offClothes and fashion
  • 60% off Electricals
  • 60% off Entertainment
  • 10% off Family, kids and babies
  • 20% off Finance and insurance
  • 20% offFood and drink
  • 18% offGifts and gadgets
  • 15% offHealth and beauty
  • 15% off High street shopping
  • 10% off Home and garden
  • 15% off Motoring
  • 10% offServices
  • 10% off Sports and leisure
  • 10% off Travel and hotels
My Max rewards

My Max More only from PayStream

Exclusive offers and services, handpicked for My Max contractors

Push Doctor 50% off Membership
Free financial advice
Exclusive contractor mortgage deals

Push Doctor 50% off Membership

Fast, online access to qualified, caring UK doctors. Prescriptions, referrals, fit notes and more.

Push Doctor 50% off Membership

Free financial advice

Free advice from Haven Global Strategies Ltd, our in-house financial advisers.

Free financial advice

Exclusive contractor mortgage deals

Products and deals from brokers and lenders who specialise in catering for contractors.

Exclusive contractor mortgage deals

Ready to get paid the easy way? Get your quote today

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Infographic: Umbrella vs PAYE

Launch infographic here

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