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An umbrella company is the simplest way to get paid for most contractors. The umbrella employs contractors carrying out short-term assignments and makes Pay As You Earn (PAYE) and National Insurance contributions - so no unexpected tax bills.
You get a consistent employment record (handy for mortgage and loan applications) and access to entitlements like a workplace pension, holiday pay and maternity / paternity pay. In short, all the benefits of continuous employment as a contractor, without the admin of running your own limited company.
So, whether you're new to contracting and looking for the simplest way to get paid, or are a limited company contractor that's been affected by the April 2021 off-payroll working legislation, look no further than PayStream for a reliable, FCSA Accredited umbrella company. We process thousands of payments each week and have already helped thousands of limited company contractors make the move to My Max.
The best of both worlds. All the freedom of contracting with the benefits of continuous employment, which helps with loan and mortgage applications.
One of the only umbrella companies that can support salary sacrifice contributions into your personal pension plan saving you £100’s in not only PAYE but also in NI each month.
Voted the UK's Best Umbrella Company in The Contracting Awards 2022 (second year running) and five times overall in the Contractor UK Reader Awards.
Accrue holiday pay and take advantage of pension schemes.
Access to benefits like statutory sick pay and paternity/maternity pay.
If you are not subject to supervision, direction and control, or you are travelling to multiple sites on a regular basis, you may be eligible to claim tax relief on your allowable business expenses.
£10m employers’ liability, £5m public liability and £5m* professional indemnity insurance cover. *There is a limit below £5m for certain sectors.
On the go or in the office, with the My Max online portal and mobile app, your contracting admin has never been so easy.
See how much holiday pay you've accrued and put in your request in no time.
Eligible umbrella contractors can claim home-to-work and site-to-site travel expenses in just a few simple steps. We've made it quick and easy to claim receipted expenses too.
Head for the "Useful Info" tab to download handy paperwork like your latest employment contract, P60s and insurance certificates.
We've got our umbrella contractors covered with a comprehensive library of guides and FAQs have got you covered for everything from bank holidays to tax rates to timesheets.
See your last three payslips at a glance, and search the rest with our date-range tool. They're all available to download wherever you need them.
Update personal details like your phone numbers and address quickly and easily.
Exclusive offers and services, handpicked for My Max contractors
Online access to qualified, caring UK doctors. Plus save up to 20 pence per litre with our fuel card, along with up to 25% gym discounts.
Advice from Haven Global Strategies Ltd, independent financial advisors.
Products and deals from brokers and lenders who specialise in catering for umbrella company contractors.
Which is better? Umbrella or PAYE?Let's compare both options
All the benefits of My Max, but with some extra perks. We've thrown in a standard Self Assessment tax return, a full IR35 review of future contracts and a subscription to our Tax Investigation Protection Service and that's just to name a few.Discover My Max Exec