Contractor Mortgages | PayStream

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As a contractor, it can be difficult to secure a mortgage at a favourable rate as not all lenders recognise the way in which contractors work. At PayStream, we’re always looking for ways in which we can provide added value for our contractors. That’s why we’ve partnered with Cleerly who have a large number of bespoke agreements with major high street lenders. And the good news is, their offers are available to PayStream contractors.

What are the benefits on offer?

As well as having over 20 years’ experience of providing specialist mortgages, contractors can also take advantage of the following:

The potential to borrow up to 5x your annualised contract income.

Income is calculated based on contract day/hourly rate.

Market leading rates from High Street Lenders.

They’ll work with deposits as low as 10%.

From First Time Buyers, Home Movers, Remortgages & Buy to Lets, they’ve got you covered.

Direct access to Contractor underwriting.

Why choose Cleerly

Their focus on excellent customer service is just as strong as PayStream.

They have a rating of 4.9 on Trustpilot.

Their people are professionally CeMAP qualified and experienced.

Over 98% of cases result in a mortgage offer.

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